Senior Product Manager, Wires & ACHEmbedded

External Listing
{
  "source": {
    "name": "linkedin",
    "id": "4464646916",
    "url": "https://www.linkedin.com/jobs/view/senior-product-manager-wires-ach-at-rbc-4464646916?_l=en"
  },
  "postedDate": "2026-09-08T00:00:00Z",
  "applicationDeadline": null,
  "isActive": true,
  "isExpired": false,
  "matching": {
    "role": {
      "primaryTitle": "Senior Product Manager, Wires & ACH",
      "titleSynonyms": [
        "Senior Product Manager"
      ],
      "secondaryTitles": [
        "Product Manager"
      ],
      "function": "business_administration_professionals",
      "functionConfidence": "high",
      "roleFamily": "m122_sales_marketing_development_managers",
      "roleFamilyConfidence": "medium",
      "roleSubFamily": null,
      "roleSubFamilyConfidence": "unknown",
      "seniority": "senior",
      "industries": [
        "i47_accounting"
      ]
    },
    "primarySignals": {
      "tasks": [
        "Define multi-year roadmap for Wire and ACH products",
        "Lead modernization of domestic and international payment transfer capabilities",
        "Own end-to-end lifecycle for wire transfers and ACH payments",
        "Translate regulatory requirements (AML, KYC, OFAC) into solutions",
        "Implement real-time transaction processing and balance updates",
        "Drive automation and reduce manual intervention in payment workflows",
        "Optimize routing logic for payment rails",
        "Collaborate with Legal, Risk, Compliance, Financial Advisors, and third-party vendors",
        "Define and track key performance metrics",
        "Utilize client analytics to improve payment transfer funnel",
        "Drive continuous improvement through A/B testing and user feedback"
      ],
      "skills": [
        "Product Management",
        "Payment rails knowledge (Fedwire, SWIFT, ACH)",
        "Account validation and verification",
        "Agile environment collaboration",
        "API integration",
        "Microservices architecture",
        "AML/KYC regulations knowledge",
        "Payment compliance",
        "Data analytics for payment performance",
        "Security protocols for financial transactions"
      ],
      "tools": [
        "JIRA"
      ],
      "educationLevel": 3,
      "educationKeywords": [
        "Business",
        "Finance",
        "Computer Science"
      ],
      "certifications": [],
      "languages": [],
      "yearsRelevant": 7
    },
    "secondarySignals": {
      "tasks": [
        "Benchmark Wire and ACH capabilities against competitors and fintech disruptors",
        "Advocate for Total Wealth visibility",
        "Partner with Consumer Digital Product teams",
        "Empower advisor-client relationship through digital tools",
        "Coordinate with correspondent banks and ACH operators"
      ],
      "skills": [
        "Experience with Wire and ACH products use cases",
        "Knowledge of treasury management services",
        "Familiarity with Salesforce Financial Services Cloud or similar CRM",
        "Experience with real-time payment systems and digital banking platforms",
        "Background in fraud detection and prevention",
        "Understanding of correspondent banking relationships and international payment"
      ],
      "tools": [],
      "educationLevel": null,
      "educationKeywords": [
        "MBA"
      ],
      "certifications": [],
      "languages": [],
      "yearsRelevant": null
    },
    "practical": {
      "locations": [
        "Minneapolis, MN"
      ],
      "locationProvenance": "stated",
      "countries": [
        "US"
      ],
      "workModes": [
        "unknown"
      ],
      "workModeProvenance": "defaulted",
      "employmentTypes": [
        "full_time"
      ],
      "compensation": {
        "min": 90000,
        "max": 160000,
        "currency": "USD",
        "period": "year"
      }
    },
    "dataCompleteness": "high"
  },
  "indexing": {
    "function": "business_administration_professionals",
    "functionConfidence": "high",
    "roleFamily": "m122_sales_marketing_development_managers",
    "roleFamilyConfidence": "medium",
    "countryCode": "US",
    "countryCodeConfidence": "high",
    "locationBucket": "unknown",
    "locationBucketConfidence": "unknown",
    "workMode": "unknown",
    "workModeConfidence": "unknown",
    "employmentType": "full_time",
    "employmentTypeConfidence": "high",
    "isAgency": "direct",
    "salaryMax": 118046,
    "industryGroup": "i47_accounting",
    "industryGroupConfidence": "medium",
    "educationRequired": 3,
    "educationRequiredConfidence": "high"
  },
  "display": {
    "title": "Senior Product Manager, Wires & ACH",
    "company": {
      "name": "RBC"
    },
    "locationDisplay": "Minneapolis, MN",
    "applicationUrl": null
  },
  "roleFamilyEsco": "m122_sales_marketing_development_managers",
  "requirementsEssentiality": {
    "items": [
      {
        "text": "7+ years in Product Management, specifically within Wealth Management, Private Banking, or Consumer Digital Banking",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Bachelor's degree in Business, Finance, Computer Science, or related field",
        "category": "education",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Deep understanding of payment rails (Fedwire, SWIFT, ACH) and the complete payment transfer lifecycle",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Experience with account validation and verification processes",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Experience working in an Agile environment, collaborating directly with engineering teams via JIRA to deploy APIs and  ",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Proven track record of delivering high-end digital experiences for HNW/UHNW clients",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Exceptional ability to influence senior leadership (Director/MD levels) and present complex product trade-offs clearly",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Strong knowledge of AML/KYC regulations and payment compliance requirements",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Proficiency with wire transfer and ACH systems and payment processing platforms",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Experience with API integration and microservices architecture",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Knowledge of data analytics tools for tracking payment performance metrics",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "Understanding of security protocols for sensitive financial transactions",
        "category": "skill",
        "essentiality": "compulsory",
        "triggerPhrase": "Must-have",
        "confidence": "high"
      },
      {
        "text": "MBA or advanced degree",
        "category": "education",
        "essentiality": "preferred",
        "triggerPhrase": "Nice-to-have",
        "confidence": "high"
      },
      {
        "text": "Experience with both Wire and ACH products, including comparative knowledge of use cases",
        "category": "skill",
        "essentiality": "preferred",
        "triggerPhrase": "Nice-to-have",
        "confidence": "high"
      },
      {
        "text": "Experience with account validation and verification methodologies (IAV, microdeposits, etc.)",
        "category": "skill",
        "essentiality": "preferred",
        "triggerPhrase": "Nice-to-have",
        "confidence": "high"
      },
      {
        "text": "Experience with international wire products and multi-currency transactions",
        "category": "skill",
        "essentiality": "preferred",
        "triggerPhrase": "Nice-to-have",
        "confidence": "high"
      },
      {
        "text": "Knowledge of treasury management services for high-net-worth business owners",
        "category": "skill",
        "essentiality": "preferred",
        "triggerPhrase": "Nice-to-have",
        "confidence": "high"
      },
      {
        "text": "Familiarity with Salesforce Financial Services Cloud or similar CRM ecosystems",
        "category": "tool",
        "essentiality": "preferred",
        "triggerPhrase": "Nice-to-have",
        "confidence": "high"
      },
      {
        "text": "Experience with real-time payment systems and digital banking platforms",
        "category": "skill",
        "essentiality": "preferred",
        "triggerPhrase": "Nice-to-have",
        "confidence": "high"
      },
      {
        "text": "Background in fraud detection and prevention systems",
        "category": "skill",
        "essentiality": "preferred",
        "triggerPhrase": "Nice-to-have",
        "confidence": "high"
      },
      {
        "text": "Understanding of correspondent banking relationships and international payment networks",
        "category": "skill",
        "essentiality": "preferred",
        "triggerPhrase": "Nice-to-have",
        "confidence": "high"
      }
    ]
  }
}